Income taxes
€17,510
- PAYE
- €13,200
- USC
- €1,483
- PRSI
- €2,828
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Irish Tax Lens - 2026 assumptions
Your Income As A Waterfall
Follow one year of gross income through income taxes, consumption, and tax on returns. The controls let you test how lifestyle choices change the amount you retain.
Controls
Waterfall
Signed annual amountsWhere it ends up
Consumption
€33,243
- VAT element
- €6,216
- Non-VAT spend
- €27,027
- After spending
- €14,247
Savings + investing
€9,498
- Saved
- €4,749
- Invested
- €4,749
- Unallocated cash
- €4,749
Return taxes + final
€14,596
- DIRT
- €55
- CGT
- €0
- Total return taxes
- €55
Illustrative assumptions
What this model simplifies.
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Illustrative assumptions
What this model simplifies.
This tool is an educational model, not financial advice. It uses simplified 2026-style PAYE, USC, and PRSI settings for a single PAYE earner, a 23% VAT assumption on spending, and stylized annual return assumptions (3.5% for savings and 5% for investments) with DIRT/CGT overlays.